Enter your email address to download this FREE information kit or call 1-844-757-0145. Find providers Try telehealth Check drug costs Already a member? Submit dental claims for insured benefits to: Kansas City Life Insurance Company P.O. We understand that due to COVID-19, making a premium payment in the immediate future may be difficult for some. The most significant downside to this dental insurance provider is that, at some plan levels, you have to wait 12 months after enrolling in your policy before Guardian Direct will pay to treat a major condition. How we make money. Confidentiality Notice | Guardian Direct offers a high degree of flexibility when it comes to coverage options. Hours Monday-Friday 7 a.m.-7 p.m. Central time Check the initial credentialing status for new providers. Benefits vary from state to state, so be sure to review the policy details carefully to ensure the plans available to you offer the coverage youre seeking. Find a Sales Rep. Request for Proposal. Joan is a professional translator, writer and editor with a special interest in personal finance and insurance topics. Find a Form. Its standard practice for dental insurance plans to set waiting periods before which full coverage kicks in. How do I find a participating dentist? From life insurance to annuities, Kansas City Life offers a full range of solutions to meet all of lifes changing moments. Confidentiality Notice | Kansas City Life Insurance Company Corporate Site, 2023 - Kansas City Life Insurance Company, Privacy Statement | A Pandemic Relief Program Offered Struggling Student Loan Borrowers a Lifeline. Having healthy teeth and gums can have an overall impact on ones health and self-image. The two plans can be bundled together for an annual fee of $129. Weve made Security Assured a way of life and you can, too. Guardians Select Gold plan will pay 50% of major work like crowns and oral surgery with no waiting period. Meanwhile, a customers annual maximum benefit goes from $1,000 in year one to $1,500 by year three. Denali Dental is also not available in every state. Log into Group Dashboard. a significant part of a persons overall health and quality of life. For full functionality of this site, it is necessary to enable JavaScript. You can also purchase dental insurance on your states ACA marketplace for family members older than 18. Kansas City Life responded by suspending policy terminations for lack of premium payment through June 15 . 2019 Health Net Blue & Gold HMO Participating Physician Groups (Note: UC Irvine Health Medical Group ORANGE UCI University Physicians and Surgeons ORANGE. 8060, by July 1, 2020, to discuss the options available for a policy that has terminated. During this time, Kansas City Life remains open for business as an Essential Business, here to serve our policyholders and continue to offer financial protection. Even major services such as dental implants or customized dentures receive first-day coverage. We've made Security Assured a way of life and you can, too. Here are the Confidentiality Notice | Lined bifocals $60. The payout percentages for annuities with a currently in-force LIR will remain unchanged. Just a few of the hypothetical things you can illustrate are death benefit option changes, premium and specified amount changes, and loan repayments.These changes can all be done immediately or in the future! In New York, insurance products and prepaid dental products are underwritten or provided by Sun Life and Health Insurance Company (U.S.) (Lansing, MI) ("SLHICUS") or by Union Security Life Insurance Company (Fayetteville, NY), administered by SLHICUS. By year two, the plan covers 100% of preventative care and 80% of basic care. Frames. While many plans cover 100% of preventative care (possibly after a patients deductible has been reached), other care generally requires the patient to pay coinsurance. The cost of dental insurance depends on what services are paid for by the plan, the overall waiting period after purchase and any deductibles and/or copays. For the same price, the Careington Care 500 plan offers savings of up to 60% on basic and preventive care, while discounting specialist services by 20%. Log in for convenient access to patient information. Customers can select the plan that best fits their lifestyle and dental needs. 25% savings when a complete pair of prescription glasses is purchased. If you're an EyeMed member looking for vision benefit services, please call your provider to confirm their specific response whether amending store hours or closing. We detected that you're using an older version of Internet Explorer. The term " Dental PPO ," or DPPO, refers to a dental insurance plan with a Dental Preferred Provider Organization (or network). The plan also pays for other treatments beyond general oral healthcare visits and cleanings. Policy and certificate referenced: PJ142/CJ142, PJ147/CJ147. Kansas City Life Insurance Company 2023, Kansas City Life Insurance Companys Purpose. New features added to the IVR (Interactive Voice Response) phone system Click Here 2019 ADA Dental Claim Form Click Here Network Overview Take a tour of the Connection Dental Network Learn more about the network that over 67,000 dentists choose. For some people, stand-alone dental insurance is available through an employer, just like regular health insurance or long-term care insurance. Prepaid Plan topics . By year three, those percentages increase to 70% and 50%, respectively. However, others such as seniors who can no longer get coverage through an employers group plan must use the ACA insurance marketplace or purchase a plan directly through the insurance provider. Delta Dental of Kansas is a part of Delta Dental Plans Association. With an average tenure of more than 13 years, you can trust that the Kansas City Life Group Benefits team has the skills and expertise to assist our clients professionally and efficiently. Founded in 1895, Kansas City Life Insurance Company is rated "A" (Excellent) by A.M. Best Company. Therefore, if you know youll need work done in the short but not immediate term, you can avoid paying the higher premiums associated with plans that have no waiting period at all. More. We may be compensated if you click this ad. We have reached the end of our suspension period with the exception of the states noted above with mandated extensions. Why we chose it: A dental plan that requires no waiting period for services and offers a one-time deductible will usually cost you a pretty penny. Not surprisingly, the tradeoff for this level of coverage is high premiums. In addition, some policies may require patients to pay a copay when visiting their dentist or undergoing a procedure. This leaves the consumer responsible for the remaining 20% or 50%, respectively. Lens enhancements. Member ID Card Access your member ID card from our website or mobile app. Reports - Sign on (KCL Employees Only) Forgot Password? Kansas City Life Insurance Companys Purpose The group benefits division targets groups of 2-500 employee lives and offers Life, STD, LTD, Dental, Vision, Accident and Critical Illness on both an employer paid and voluntary basis. Kansas City Life Insurance Company and its longstanding record of financial strength help you prepare for whatever the future may bring. Vision coverage is an important benefit to employees. We offer both Dental PPO and Indemnity plans for businesses with two or more lives. Indexed Universal Life Products in the Inforce System Having healthy eyes and clear vision are We have also suspended all non-essential travel and are restricting outside visits to our home offices. The GC 8.17.2023.01 patch release is being deployed into Production to support the Population Health (PH) program. Furthermore, theres no deductible for such procedures if your dentist is an in-network provider. Why we chose it: While Spirit isnt the only insurer to forgo waiting periods for services that are common throughout the industry, it does stand out for its no-wait policy at all plan levels. Forgot Username or Password ? CZ-USA provides sales and warranty support from their Kansas City, Kansas location. The plan offers benefits for eye examinations, eyeglasses and/or contacts. For these reasons, Guardian Direct is our best for major work pick. We look to partner with brokers and firms who share our desire to provide clients with market-competitive products and exceptional service. Confidentiality Notice | Kansas City Life Insurance In the world of dental insurance, youll often see the coverage structure 100-80-50, meaning that a policy covers preventative care at 100% while paying 80% of basic procedures and 50% of major ones (like implants). The Group of Companies offers an excellent benefits package. Forgot Password? Next time you submit an E-Application, let us know what you think! Read more > Rewards Program Connection Dental Network membership is rewarding Kansas City Life Insurance Company | Life insurance and annuities Proudly serving policyholders since 1895 Kansas City Life Insurance Company and its longstanding record of financial strength help you prepare for whatever the future may bring. Request Info Kit We are here for you Search for Another Agent Have an Agent Contact You Get a quote Apply now All dental plans include discounts for hearing and vision services. Dental Provider Search. Depending on your situation, this may give you the time you need to plan for your upcoming major work. Our dental plans provide comprehensive coverage for most preventive services, as well as primary and major services. Our staff is well-trained in delivering friendly and helpful customer service, and we are happy to provide full tours of our clean, comfortable facilities. Once full coverage is in effect, most insurers will pay for 80% of basic care like fillings and extractions and 50% of major care like crowns and bridges. Sign in The Application Continuation (Good Health) Statement is now available for E-Signature! Having quality providers is important for client satisfaction and we appreciate your support in this effort. Come join us on the journey, Wed love to hear from you. Down Payment vs. Student Loans: How to Decide Where to Put Your Money, Is It Time to Switch Banks? It can make you wonder how you will cover the substantial costs of the procedures. Please contact Kansas City Life Insurance Company to confirm state availability. Denali Summits 60% major care coverage and $6,000 annual maximum (by year four) make it our top choice for those requiring dental implants. Kansas City Life Insurance Company A promise of financial strength is only as good as the company that makes it. Dental insurance can therefore be a good choice for you and your family. Check eligibility, claim status deductible balances and more. We are your partner in employee benefits, Subscribe to get Kansas City Life partner and product updates, Supercharge Employee Navigator with 150+ integrations, Take the worry out of ACA reporting & compliance, Modern payroll integrations to make running your business easier, Were passionate about building great teams and products, Our team is growing. McClatchy's newsroom and editorial staff were not involved in the creation of this content. Login KCL Login (KCL Employees Only) Log in here if you are a KCL corporate employee. However, not all dental insurance plans cover orthodontic care. Credentialing Status Obtain forms for: Pre-authorization Pharmacy, Pre-service, Utilization Management, and What sets it apart from many providers is coverage for basic and major services from day one. With For example, if you or a member of your family has been diagnosed with gum disease, you may want to purchase a dental insurance plan that offers an adequate level of coverage for periodontal treatments like deep cleanings. Founded in 1895, Kansas City Life Insurance Company is rated A (Excellent) by A.M. Best Company. Terms and Conditions, Join Kansas City Life Dental Alliance (PDF).

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